$2,099,999

Located on Millionaires Lagoon in Tidewater Island, this 6-bedroom, 5-bath Key West–style waterfront residence sits on one of the community’s largest lots—a rare half-acre plus .62, southern-facing homesite tucked away on a quiet cul-de-sac within an exclusive, gated boating community. A true boater’s dream, the property offers canal-front living with… Read More direct Gulf access, a private dock, and a 16,000-lb boat lift, placing Lovers Key Beach just 15 minutes away by water. Upon entry, soaring ceilings and abundant windows fill the home with natural light, highlighting the island-inspired design and elegant hardwood flooring throughout the main living areas. The spacious family room opens seamlessly to the first-level deck, while the dining area connects to a covered outdoor deck, ideal for effortless indoor-outdoor entertaining. The updated kitchen features quartz countertops, a breakfast nook, Thermador double ovens, and a side-by-side refrigerator, complemented by ROHL water fixtures throughout. The first-floor owner suite has been fully remodeled, providing a private retreat with a spa-like en-suite bath featuring dual quartz vanities, a walk-in shower, soaking tub, and a generous walk-in closet. A large first-floor laundry room with built-in cabinetry and a farmhouse sink adds convenience and charm. Upstairs, four spacious guest bedrooms with large walk-in closets are complemented by two full bathrooms and private balconies overlooking the pool and lush garden views Recent upgrades include a brand-new metal roof, Royal Celect composite siding throughout the home, PGT impact windows, Pella doors, all-new PEX plumbing, a new water heater, and new foam attic insulation in both the home and garage delivering modern efficiency and long-term peace of mind. Designer lighting and ceiling fans throughout enhance the refined coastal aesthetic. Outdoor living is exceptional, featuring expansive decking for entertaining and relaxation. The 20’ x 40’ resort-style pool and spa have been fully updated with a PebbleTec finish, crushed seashell stone pavers, a 360-degree picture-window lanai cage, new screens, and a convenient auto-fill system. Step directly from the pool deck to your boat on the lift. Additional highlights include a wood-burning fireplace and a built-in grilling area. Completing the estate is a fully remodeled detached guest house, contributing to the home’s six bedrooms and five bathrooms, located above a two-car garage and workshop. This private retreat features new PGT impact windows, updated flooring, a new kitchen with quartz countertops, one bedroom and full bath, a charming screened porch, and a mini-split system with separate zones providing heating and cooling to both the guest house and garage ideal for guests. An exceptional opportunity to own a six-bedroom, five-bath waterfront estate with direct Gulf access, unmatched lot size, and resort-style living in one of the area’s most desirable gated boating communities. Read Less

Courtesy of Scott Schilling, Compass Florida LLC.

Listing Snapshot

Days Online

214

Last Updated

Sep 1, 2026

Property Type

SingleFamilyResidence

Beds

Full Baths

Square Ft.

3,963

Lot Size

0.62 Acres

Year Built

1996

MLS Number

226003665

Source: Home Junction

Additional Details

Property Access

Frontage Type: PrivateRoad, Road Responsibility: PrivateMaintainedRoad, Road Surface: Paved

Appliances & Equipment

DoubleOven, Dishwasher, ElectricCooktop, Freezer, Disposal, Microwave, Range, Refrigerator, WaterPurifier

Building

Built in 1996, Living area: 3963.0, Building faces North, 2 stories, Levels: Two, Entry level: 0, Construction Materials: VinylSiding, WoodFrame

Community

BoatFacilities, Gated

Cooling

CentralAir, Electric

Exterior Features

Patio/Porch Features: Balcony, Deck, Lanai, Open, Patio, Porch, Screened, Deck, SecurityHighImpactDoors, SprinklerIrrigation, OutdoorGrill, OutdoorKitchen, Patio, GasGrill

Fireplaces

Outside

Floors

Carpet, Tile, Wood

Garage

2 spaces

Heating

Central, Electric

Home Owner's Association

Association Fee: $925, Fee Frequency: Quarterly, Fee Includes: Security, Amenities: Management

Interior Features

BuiltInFeatures, BreakfastArea, ClosetCabinetry, CathedralCeilings, DualSinks, EntranceFoyer, EatInKitchen, FamilyDiningRoom, Fireplace, HighCeilings, KitchenIsland, LivingDiningRoom, MainLevelPrimary, Pantry, CableTv, VaultedCeilings, WalkInClosets, WindowTreatments, SplitBedrooms, Workshop

Laundry

WasherHookup, DryerHookup, Inside, LaundryTub

Lot

0.618 acres, IrregularLot, OversizedLot, SprinklersAutomatic

Parking

2 covered spaces, Detached, Garage, GarageDoorOpener

Pets Policy

Allowed: Call, Conditional

Pool

Concrete, ElectricHeat, Heated, InGround, PoolEquipment

Property

Resale, Other structures: Outbuilding, Canal, Landscaped, Lagoon, Mangroves

Roof

Metal

Security Features

SecurityGate, GatedWithGuard, GatedCommunity, KeyCardEntry, SmokeDetectors

Sewer

SepticTank

Taxes

Parcel Number: 13-46-24-07-0000C.0480, Public Survey Range: 24E, Public Survey Section: 13, Public Survey Township: 46, Annual Amount: $13,945.6, Tax Block: C, Legal Description: TIDEWATER ISLAND BLK C PB 49 PG 75 LOT 48, Lot: 48, Year: 2025, Zoning description: RS-1

Utilities

CableAvailable, UndergroundUtilities, Water Source: Public

Water Features

CanalAccess, Riprap

Windows

ImpactGlass, WindowCoverings

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